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Insurance Law

Insurance Law

What is Insurance Law?

Insurance law is a set of rules that regulates the insurance relationships, the activities and operations of insurance companies and an area of law that examines such rules within a system. In the broadest sense, Insurance Law may be divided into two categories as Private Insurance Law and Social Insurance Law.

Private Insurance is the risk coverage that different individuals create by their own wills in order to guarantee their private interests against various risks.

Social Insurance is mostly a compulsory insurance that is set up by law with the purpose of providing social insurance for certain groups of society (SGK – Social Security Institution).

 

Why does Insurance Law Exist?

In parallel with the rapid development of the insurance business in our country, the number of legal conflicts resulting from insurance implementations are also increasing day by day.

Whether a risk has occurred or not, whether it is covered by the insurance or not, the status of fault and its effect on the contract, and recourse to the faulty party for the payment are among the particulars that result in legal disputes in many of the contracts.

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